What does Plate Glass Insurance protect businesses from?

Plate Glass Insurance specifically protects businesses against damage to shop windows and other large glass installations, such as glass doors or display cases. This type of insurance is particularly relevant for retailers and businesses with storefronts, as broken or damaged glass can lead to significant repair costs and could disrupt business operations.

The policy typically covers costs associated with repairing or replacing glass after incidents such as vandalism, accidents, or severe weather. This is important for maintaining the aesthetic appeal and safety of a business's physical location, which can directly impact customer perceptions and business profitability.

The other options cover different areas of business insurance needs. For example, theft and embezzlement would generally be covered under a different type of insurance such as crime insurance. Employee injuries at work usually fall under workers' compensation insurance, which specifically addresses claims related to workplace accidents. Claims made by customers would involve liability insurance that protects businesses from legal claims due to injuries or damages sustained by customers on the business premises.