Which type of insurance would cover medical bills if an employee is injured on the job?

Employer's Liability Insurance is the appropriate type of insurance that covers medical bills and other costs associated with an employee's injury sustained while performing their job duties. This insurance is specifically designed to protect employers from financial burdens that may arise due to employee injuries or illnesses linked to their work environment. It provides coverage for legal costs, compensation payments, and medical expenses resulting from workplace accidents, ensuring that employees receive the necessary care and support.

In contrast, health insurance generally covers a broader range of medical expenses for individuals but does not specifically address workplace injuries. Public liability insurance provides coverage for claims made by the public for injuries or damages occurring on business premises but does not extend to employee injuries. Product liability insurance is focused on protecting businesses against claims arising from damages caused by products they manufacture or sell, which is unrelated to workplace injuries. Thus, Employer's Liability Insurance is tailored to meet the needs of both employers and injured employees within the context of workplace safety.